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    Terms of Service

    Last updated: 6/10/2026

    1. Acceptance of Terms

    By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. Please read our Privacy Policy to understand our practices regarding your personal information.

    2. SMS Communications & Use Cases

    By opting in to SMS communications, you agree to receive text messages from Ronnie Hargrove (Ronnie The Insurance Guy). These messages may include educational information, responses to inquiries, appointment reminders, and updates regarding your Wealth Protection Gap Summary.

    Message and data rates may apply. Message frequency varies based on your interaction with our services.

    3. Opt-Out Instructions

    You can cancel the SMS service at any time. Just text "STOP" to the shortcode or number from which you received the message. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

    If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at (910) 463-9955.

    4. Carrier Liability Disclaimer

    Carriers are not liable for delayed or undelivered messages.

    5. Age Restriction

    You must be at least 18 years of age to use this website and opt-in to SMS communications. By using this website, you represent and warrant that you are at least 18 years old.

    Contact Information

    For any questions or customer support, please contact us at:

    Phone: (910) 463-9955
    Ronnie The Insurance Guy
    Wilmington, NC